Save Job Back to Search Job Description Summary Similar JobsCredit Control candidates are a mustWork independentlyAbout Our ClientMy client is a fintech company and wishes to hire a new headcount: Credit Control Manager.Job DescriptionKey ResponsibilitiesMonitor and manage assigned loan portfolios, identifying early warning signs of credit deterioration, including overdue payments, declining business performance, and adverse financial trends.Perform periodic credit reviews, assessing borrowers' financial position, repayment capacity, and compliance with loan covenants and facility terms.Proactively engage with customers through phone, email, and written correspondence to follow up on overdue accounts and payment obligations.Develop and execute remedial strategies for delinquent accounts, including loan restructuring, repayment rescheduling, tenor extensions, and other recovery solutions.Work closely with Relationship Managers and borrowers to understand the root causes of delinquency and formulate practical solutions to mitigate credit losses.Conduct analysis of collection and recovery cases, identifying trends and recommending process enhancements to improve portfolio quality and collection effectiveness.Maintain accurate and comprehensive records of customer communications, repayment arrangements, collection activities, and account status updates.Prepare management reports on portfolio performance, delinquency trends, collection progress, and recovery actions as required.The Successful ApplicantRequirementsBachelor's degree in Finance, Accounting, Business Administration, or a related discipline.Minimum 5 years of relevant experience in credit risk management, loan monitoring, collections, debt recovery, accounts receivable management, or related functions within reputable financial institutions.Solid understanding of commercial lending products, credit assessment principles, loan servicing, and recovery processes.Strong analytical, problem-solving, and credit judgment skills, with the ability to evaluate financial information and identify potential credit risks.Excellent communication, negotiation, and stakeholder management skills, with the ability to engage effectively with customers and internal business partners.Self-motivated, detail-oriented, and highly organized, with a strong sense of risk awareness and accountability.Proven ability to work independently while collaborating effectively within a team environment.Proficient in report writing and preparation of credit-related analyses and management reports.Fluent in Mandarin and Cantonese, with strong written and verbal communication skills in both English and Chinese.What's on OfferPermanent employment contract.ContactNicole HuiQuote job refJN-102026-7133406Phone number+852 3412 4832Job summaryFunctionFinance & AccountingSpecialisationAccounts ReceivableWhat is your area of specialisation?Financial ServicesLocationTai Kok TsuiJob Type:PermanentConsultant nameNicole HuiConsultant phone+852 3412 4832Job ReferenceJN-102026-7133406
