Manager, Credit Analyst - SME Fintech Company

Hong Kong Permanent HK$40,000 - HK$55,000 per month (HK$480,000 - HK$660,000 per year) View Job Description
Manager, Credit Analyst - SME Fintech Company
  • Competitive salary and benefits
  • Exposure to high-growth Fintech and E-commerce sectors

About Our Client

Our client is a well-established financial institution headquartered in China, with a growing presence in Hong Kong. They specialize in providing tailored financing solutions to small and medium-sized enterprises (SMEs), particularly in the import-export and e-commerce sectors.

Job Description

We are seeking a highly experienced Senior Credit Analyst to join their Hong Kong team. This role is ideal for professionals with a strong background in SME credit assessment, trade finance, and commercial lending. You will be responsible for evaluating credit proposals, structuring complex transactions, and ensuring sound risk management practices.



  • Perform credit evaluation and risk assessment on SME loan applications, including trade finance and commercial lending proposals


  • Provide clear recommendations and responses to waiver requests and credit reviews


  • Collaborate closely with relationship managers to structure and assess complex credit transactions


  • Ensure efficient turnaround of credit processing and uphold high standards of risk control


  • Identify and implement process improvements to enhance credit operations


  • Monitor market trends and credit practices relevant to Chinese enterprises and cross-border lending

The Successful Applicant



  • Bachelor's degree in Finance, Accounting, or related disciplines; CFA, CPA, or FRM is a plus


  • Minimum 6-7 years of solid credit assessment experience in reputable financial institutions


  • Strong knowledge of trade finance, SME lending, and Chinese enterprise credit practices


  • Excellent analytical, report writing, and problem-solving skills with sound credit judgment


  • Fluent in Cantonese, Mandarin and English


  • Detail-oriented, self-motivated, and a collaborative team player with strong interpersonal skills



What's on Offer



  • Competitive salary and benefits


  • Exposure to high-growth Fintech and e-commerce sectors


  • Opportunity to work in a cross-border finance environment


  • Career advancement in a reputable and expanding institution



Contact
Natalie Choi
Quote job ref
JN-102025-6860344
Phone number
+85225306106

Job summary

Function
Banking & Financial Services
Specialisation
Credit Analysis & Research
What is your area of specialisation?
Business Services
Location
Hong Kong
Job Type:
Permanent
Consultant name
Natalie Choi
Consultant phone
+85225306106
Job Reference
JN-102025-6860344

Diversity & Inclusion at Michael Page

We don't just accept difference - we celebrate it. We encourage applicants from all backgrounds to apply for this role and are committed to building inclusive, diverse workplaces where everyone can thrive. If you require any support or reasonable adjustments during the recruitment process, please let us know.